Re: Re: Re: Life insurance questions

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Posted by Jim on August 24, 2006 at 13:36:06:

In Reply to: Re: Re: Life insurance questions posted by Diver Z on August 24, 2006 at 10:11:20:

"Since I started diving a few years ago after I originally took out those policies, apparently there is no effect on the policies about having taken up diving."

You may want to check the policy. Many older policies that have aviation or scuba riders also have a clause that states if you are killed doing such an activity, the payout will be the actual cash value of the policy instead of the face amount.

You can also find companies that don;t have these types of exceptions in policies that they issue.

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